A new report has shown that a quarter of motorists text while driving which is putting them at greater risk of having to make a car crash claim.
According to the study, around 27% of motorists admitted to texting while driving. Surprisingly, adult drivers were found to be more likely to text and drive than teenagers of driving age, with 61% of adults having admitted to using their phones behind the wheel compared with only 43% of teenagers.
Disconcertingly, 17 percent of those questioned said they had been so distracted by their phones that they had bumped into something or someone.
In a study conducted by the Virginia Tech Transportation Institute (VTTI) in the US, text messaging on a mobile phone while driving increases the risk of a car accident by 20%.
With such an increased chance of having a car accident brings the increased risk of having to make a car crash claim.
*Where replacement vehicle costs can be recovered from the insurance company of the person who caused the accident.
Where this person is untraceable or uninsured, or where there is a dispute over liability, a replacement vehicle cannot
be provided.