Accident compensation claim – what to do if your car is written off

If you have been involved in a car accident and it is seriously damaged, your car will normally be removed from the roadside by a recovery operator. More information about recovery and storage….

Once your vehicle is in the recovery operator’s yard, an insurance assessor will calculate whether it is considered a write-off.

If your car is deemed a write-off it means that due to the age and extent of the damage, it is beyond economical repair. Below is a simplified example of how a car is deemed a write-off:

Pre-accident value (PAV) of car - £7,500

Estimated costs for repairing car:

 

Parts

£4500

 

Paint 

£900

 

Sundries

£150

 

Labour  

£2500

 

Total

£8050

With the above example, the car is beyond economical repair as the total repair estimate for the vehicle (£8050) is above the pre-accident value of the car (£7500). In this scenario the insurance company would pay the policyholder the pre-accident value of the car.

Should the repair costs be £7,000, the insurance company may decide to repair the car. However, there are often hidden costs to take into account (e.g. further work may be apparent only after repair work has commenced or the owner may not be satisfied with the standard of repairs). As a result, the insurance company may decide to offer a cash settlement for the pre-accident value of the car.

How we can help you claim car accident compensation
If your car has been written off in a non-fault accident, Wheels At Once can help you with the following:

  • Make a personal injury claim

  • Get your recovery and storage account paid
    by the other person’s insurance company

  • Provide you with a replacement vehicle*

  • Organise and fund your repairs

Our cost-free and without-risk service

Our service is totally risk-free as all costs associated with making a car accident compensation claim will be recovered from the person who caused the car accident, in addition to your compensation.

We do not ask you for any money to fund your claim and we do not take any deductions from your compensation. If you lose your claim, you will be protected from all costs as well. More about our no win, no fee service...

Call us now so we can get your claim underway today
If you have been involved in a car accident that wasn’t your fault, don't worry about the cost and stress of pursuing a car accident compensation claim and organising repairs to your car. We will take care of everything for you. Call us now for free and friendly advice following a car accident on 0800 78 38 846 or click here to contact us online.

 

 

 
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*Where replacement vehicle costs can be recovered from the insurance company of the person who caused the accident. Where this person is untraceable or uninsured, or where there is a dispute over liability, a replacement vehicle cannot be provided.