Accident compensation claim – what to do if your car is written off
If you have been involved in a car accident and it is seriously damaged, your car will normally be removed from the roadside by a recovery operator. More information about recovery and storage….
If your car is deemed a write-off it means that due to the age and extent of the damage, it is beyond economical repair. Below is a simplified example of how a car is deemed a write-off:
Pre-accident value (PAV) of car - £7,500
Estimated costs for repairing car:
With the above example, the car is beyond economical repair as the total repair estimate for the vehicle (£8050) is above the pre-accident value of the car (£7500). In this scenario the insurance company would pay the policyholder the pre-accident value of the car.
Should the repair costs be £7,000, the insurance company may decide to repair the car. However, there are often hidden costs to take into account (e.g. further work may be apparent only after repair work has commenced or the owner may not be satisfied with the standard of repairs). As a result, the insurance company may decide to offer a cash settlement for the pre-accident value of the car.
How we can help you claim car accident compensation
Our cost-free and without-risk service
Our service is totally risk-free as all costs associated with making a car accident compensation claim will be recovered from the person who caused the car accident, in addition to your compensation.
We do not ask you for any money to fund your claim and we do not take any deductions from your compensation. If you lose your claim, you will be protected from all costs as well. More about our no win, no fee service...
Call us now so we can get your claim underway today